How Much Does it Cost?

The easiest way to see the exact cost of a loan is to apply. That way we can help you tailor a loan to suit you and be able to give you the exact costs.

Once approved we can send you a service agreement with multiple options on how you can repay the loan and you can choose the easiest option for you. There is no obligation to go take the loan if it is not right for you.

With us there is nothing hidden, no surprises, no catches, no worries!

The costs are broken down in to 2 components:

  • The matched lender cost.
  • Cigno’s charges as a service provider.

As a reference, below is a breakdown of what it might cost you, for more information click here to see our Disclosures and Authorisations

Lender Fee’s:

Fee is calculated as a fixed, one-off non-interest charge equal to 5% of the loan amount.

Cigno’s Fee’s:

Financial Supply Fee:

1 payment loan – 35% of loan amount

2 payment loan – 45% of loan amount

3 payment loan – 60% of loan amount

4 payment loan – 75% of loan amount

Account Keeping Fee:

$5.95 per week


Same Day Deposit Fee – $16.00

Priority Transfer Fee – $16.00

Additional Fees:

In the event of your loan deviating from its original contract, additional fees and charges may apply. For more information, please refer to Disclosures and Authorisations