Christmas Gifts Or Boxing Day Sales

Christmas Gifts Or Boxing Day Sales
Christmas Gifts Or Boxing Day Sales

In ecommerce, retailers get their pre-Christmas run in until the cut off. Before Christmas even happens, they will kick off their post-Christmas / Boxing Day sales. For retailers, Christmas is effectively over once the pre-Christmas delivery cut off past. “We always try to err on the side of being a bit conservative and once we are no longer confident gifts…

5 Easy Ways To Reduce Your Bills
5 Easy Ways To Reduce Your Bills

Some small changes in your habits can better help with your savings, budgeting practices, and reducing your bills. Follow these tips! 1. Clothes When buying clothes, check if you can wash them yourself to avoid dry cleaning services. Make sure the clothes you buy can be mixed and matched so you can have more options out of fewer items. Look…

7 Things You Should Know About Leasing A Car
7 Things You Should Know About Leasing A Car

More and more are leasing a car for business or personal purposes over the past years to afford a preferred car at a lower cost. As opposed to purchasing a car outright or through a bank loan, you don’t need to put down a deposit when you lease. Thus, freeing up extra cash for other expenses. Aside from access to…

Ways To Use Credit Cards To Your Advantage
Ways To Use Credit Cards To Your Advantage

A credit card can be a valuable tool to pay for things, although this can come at a cost. Dodge costly fees and interest by knowing ways to use your credit card to your advantage. Stay in control It’s important to stay in control as you might rack up more debt on your card than you can afford to repay…

Ways To Micro Invest Your Tax Return
Ways To Micro Invest Your Tax Return

What is micro-investing? With micro-investing, you invest small amounts of money to build an investment balance. If you constantly make small contributions over time, you can earn more — more than if your money is in a savings account. Say, with your debit card, you purchase something for $4.70. The total purchase amount is $5 as it’s rounded up. The…

What Is A Fast Cash Loan?
What Is A Fast Cash Loan?

Once in awhile you need to catch up on your expenses, however, you don’t have an emergency fund. You might want to look into fast cash loans. What is a fast cash loan? A fast cash loan is essentially a cash advance. Based on your lender, your income, and your credit history — this type of loan differs. Most credits…

Is Your Mechanic Ripping You Off?
Is Your Mechanic Ripping You Off?

It has become common that unexpected extras added to your vehicle repair or service bills that you’d wonder if your mechanic is ripping you off. Mechanics, officially called automotive service technicians, are often the “defendant” of complaints from customers who believe they’ve been overcharged or received subpar service. A few pointers can help when dealing with a mechanic. Don’t be…

Leasing vs Buying A Car
Leasing vs Buying A Car

Have you ever bought a new and shiny car only to be told you should have leased it instead? It can be hard to choose between buying or leasing a car — as both have their benefits and drawbacks. It pays to have a proper understanding of all the available options if you’re in the market for a new car.…

3 Steps of the Mortgage Loan Process

Are you looking to find out more about the mortgage loan process? Are you wondering how to get a mortgage loan? No worries. If you’ve never applied for a mortgage before, it can seem a little daunting. Let’s breakdown the process step-by-step, so you know exactly what to expect when it’s go-time. Step 1: Preliminary preparation There’s a lot that…

Top Tips To Help You Save Fuel
Top Tips To Help You Save Fuel

These top and simple tips can help to make your car go further between refills. Economical driving Use less fuel around town: Maintain a steady speed and drive smoothly. Ease back on the accelerator once the car has gained speed when you drive an automatic. Change car gears and use the gearbox rationally. Avoid engine idling for too long. Avoid…

5 Tips for Paying Off Debt

Is paying off debt one of your top priorities? Are you sick and tired of worrying about upcoming payments, fees, and the growing balance on your monthly statement? Are you looking for some practical tips for paying off debt? You’ve come to the right place – but we’re not going to sugar coat it for you. Paying off debt is,…

When is a Long Term Personal Loan Right for Me?
When is a Long Term Personal Loan Right for Me?

If you’re thinking about taking out a personal loan and know that you’ll need an extended time to pay it back, or are requesting a large amount, then a long-term loan might be the best choice for you. What is a long-term personal loan? A long-term personal loan is usually defined as a loan that is between 5 to 7…